About Us


Community Finance Limited (CoFi) is a private financial service company registered under the Malawi Companies Act, 2013 and licensed by Reserve Bank of Malawi. It is a fast growing micro-finance institution headquartered in Lilongwe, Malawi; while its presence and operations are currently spread to over 15 districts. It is an emerging leader in agricultural financing and sustainable micro-finance services to SMEs and personal markets. The Company is a wholly owned subsidiary of Tradeline Corporation Group Ltd. Cofi’s operations are focused on the development of regulated innovative financial solutions targeted mainly at the un-banked and under-banked sectors of the economy. Our Goal is to create opportunities for the people who are economically active but are excluded from the formal lending mechanisms.


Community Finance Limited was incorporated in 2012 after observing an overwheling need for financial services by people in the formal and marginalised communities who have never had an opportunity to access banking services. Initially, CoFi operated asĀ  a licensed Microcredit Agency. on 8th August, 2019. CoFi was upgraded to non-deposit taking micro-finance institution by Reserve Bank of Malawi (RBM). This development was as a result of its strong Institutional Corporate Governance, Risk management framework and attaining Capital adequecy requirements set by RBM. This status presented an opportunity for CoFi to provide both the technology and specially formulated products to its clients and enhance delivery channels.


To be the leading Community Finance Bank in Africa


CoFi is strategically positioned to become a deposti-taking Community Finance Bank in Malawi, to offer a secure and reliable suite of community-focused banking products and services. The Company shall strive to strengthen its position in the chosen markets in order to enhance its portfoilio of investments.


The mission of CoFi is to uplift economically low-come citizen especially women and youth who have the potential to grow their ideas into larger enterprises through innovative micro-finance services.


Need help?

Contact us at Community Finance Office in Amina House, Ground Floor Unit 13 or submit a business inquiry online.
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Financial inclusion without boarders