Production Finance

Production Finance is a facility available for rural based SMEs mainly cooperatives and association businesses who require short term working capital financing for production inputs such as Certified Seed, Chemicals, Fertilizer, Land lease and Labour cost.

This product guarantees the availability of proper inputs to smallholder farmers delivered within their proximities, timely at a fair price. It also creates an incentive for farmers to continue belonging to a grouping and thereby ensuring that the commodity bulking efforts of groups remain sustainable.

  • Customers: Agricultural groups including Associations, Cooperatives, Clubs and Anchor Farms
  • Consumers: Small Scale Farmers who are members of each respective group.
  • Maximum Loan term – 6 Months
  • Maximum Loan value – According to the Applicant’s capacity to repay from the business proceeds.
  • Loan payment is made direct to the appointed reputable Farm-input suppliers or Service Providers.
  • Guarantees the availability of proper inputs to smallholder farmers delivered within their proximities, timely at a fair price.
  • Creates an incentive for farmers to continue belonging to a grouping and thereby ensuring that the commodity bulking efforts of groups remain sustainable.
  • Loans are processed within 5 working days upon fulfillment of all paperwork.
  • Interest rates are competitive
  • Market contract
  • Physical collateral or Third Party Guarantee
  • Cash contribution of up to 30% of total Loan should be made by the Borrower.


Need help?


Contact us at Community Finance Office in Amina House, Ground Floor Unit 13 or submit a business inquiry online.
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