Financing Mechanism

Asset-Based Financing is a funding option where the borrower is legal owner of the asset and repays a loan to Community Finanace Ltd (CoFi). In this case, the collateral backing the loan is the asset. This hard collateral shall provide addition protection against a borrower who doesn’t make payments and goes into default because the asset can be re-possessed and sold by CoFi.

Purchase Order Financing is a funding option for business that need cash to fill single or multiple customer orders. This normally fits in situation where cash flow problems would exisit. There will be times where there is simply not enough money available to cover the costs of doing business. As a result, there may be an order from a client that isn’t able to be fulfilled due to a lack of cash. A company may not be able to afford the supplies necessary to meet the client’s particular needs.

Project Financing is the financing of long-term infrastructure such as warehouse and Factory buildings in which projects debt and equity used to finance the project are paid back from cash flow generated by the project. Project financing is a loan structure that relies primarily on the project’s cash flow for repayment, with the project’s assets, rights and interests held as secondary security or collateral.

Warehouse Receipt-based Financing:  The product is designed to allow farmers deposit or store their crops at a warehouse after harvest. The warehouse will issue a farmer or agro-enterprise a receipt verifying crop is stored in the warehouse. Using the warehouse receipt as collateral, a farmer can then receive a loan from CoFi for working capital or other investments that will help grow the farmer’s business

The In-kind Provision of Inputs/Vouchers  Through the voucher system, CoFi provides a farmer or agro-enterprise with a voucher that she can then redeem at a participating service provider for productive services. This gives the farmers and agro-enterprise access to better products that can improve her farm or business, while CoFi as a leader lowers risk by ensuring allocated funds are used properly.

Need help?

Contact us at Community Finance Office in Amina House, Ground Floor Unit 13 or submit a business inquiry online.
Contact Us

Financial inclusion without boarders