Group Scheme Loans

The loan facility targets non-salaried individuals but with a defined source of income and operating in groups. The groups can be in form of Cooperatives, Associations, Village Savings & Loans groups, or Clubs. The group acts as social collateral and guarantees the loan for its member (s) through deposit of collateral savings with Community Finance Ltd.


  • Evidence of Membership or Group Guarantee Letter
  • Share certificates in case of cooperatives.


  • Maximum Loan Term – 6 Months
  • Maximum Loan Value – According to the Applicant’s capacity to repay from defined income source.
  • Loan is deducted from source of income by the Association and remitted on behalf of members to COFI.
  • Effective interest rate on reducing balance.

Need help?

Contact us at Community Finance Office in Amina House, Ground Floor Unit 13 or submit a business inquiry online.
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