Group Scheme Loans

The loan facility targets non-salaried individuals but with a defined source of income and operating in groups. The groups can be in form of Cooperatives, Associations, Village Savings & Loans groups, or Clubs. The group acts as social collateral and guarantees the loan for its member (s) through deposit of collateral savings with Community Finance Ltd.


  • Evidence of Membership or Group Guarantee Letter
  • Share certificates in case of cooperatives.


  • Maximum Loan Term – 6 Months
  • Maximum Loan Value – According to the Applicant’s capacity to repay from defined income source.
  • Loan is deducted from source of income by the Association and remitted on behalf of members to COFI.
  • Effective interest rate on reducing balance.

Need help?

Contact us at Community Finance Office in Amina House, Ground Floor Unit 13 or submit a business inquiry online.
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Financial inclusion without boarders

AGRICULTURAL INPUT LOANS FOR INDIVIDUALSCommunity Finance Limited is loaning out Inputs to individual farmers.

Be part of successful farmers by borrowing agricultural farm inputs like Soya and Groundnuts seed.